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Your Credit Score Moorhead MN

Learn how credit score affects what you pay for your car financing, leasing, home mortgage, and insurance. A low credit score is a real problem. All consumers should know how to get a credit history and repair credit reports. Manage your debt load and get debt relief.

Wells Fargo - Moorhead Hornbachers
(218) 287-3500
101 11Th St S
Moorhead, MN
Type
In-Store Branch
Office Hours
Mon-Fri 09:00 AM-07:00 PM
Sat 10:00 AM-03:00 PM
Sun Closed

Wells Fargo - Moorhead Main
(218) 233-6183
730 Center Ave
Moorhead, MN
Type
Branch
Office Hours
Mon-Fri 07:30 AM-06:00 PM
Sat 09:00 AM-01:00 PM
Sun Closed

US Bank - Fargo North Office
(701) 280-3547
1900 N University Dr
Fargo, ND
Drive Up Hours
Mon 08:00 am to 05:30 pm
Tue 08:00 am to 05:30 pm
Wed 08:00 am to 05:30 pm
Thur 08:00 am to 05:30 pm
Fri 08:00 am to 05:30 pm
Sat 09:00 am to 12:00 pm

US Bank - North Dakota State University Office
(701) 293-2841
1301 12th Ave N
Fargo, ND
 
US Bank - Fargo South Office
(701) 280-3612
1815 S University Dr
Fargo, ND
Drive Up Hours
Mon 08:00 am to 05:30 pm
Tue 08:00 am to 05:30 pm
Wed 08:00 am to 05:30 pm
Thur 08:00 am to 05:30 pm
Fri 08:00 am to 05:30 pm
Sat 09:00 am to 12:00 pm

US Bank - Moorhead Office
(218) 299-6760
403 Center Ave
Moorhead, MN
Drive Up Hours
Mon 08:00 am to 05:30 pm
Tue 08:00 am to 05:30 pm
Wed 08:00 am to 05:30 pm
Thur 08:00 am to 05:30 pm
Fri 08:00 am to 05:30 pm
Sat 09:00 am to 12:00 pm

Wells Fargo - Holiday
(218) 233-6141
950 Holiday Dr
Moorhead, MN
Type
Branch
Office Hours
Mon-Fri 07:30 AM-06:00 PM
Sat 09:00 AM-01:00 PM
Sun Closed

US Bank - Fargo Office
(701) 280-3500
505 2nd Ave N
Fargo, ND
 
Wells Fargo - Fargo West
(701) 241-5959
2501 13Th Ave S
Fargo, ND
Type
Branch
Office Hours
Mon-Fri 07:30 AM-06:00 PM
Sat 09:00 AM-01:00 PM
Sun Closed

US Bank - West Acres Office
(701) 281-0975
3802 13th Ave S
Fargo, ND
 

Your Credit Score

Many consumers today don't understand the importance of personal credit scores and how it affects their everyday lives. Some are not aware that credit scores exist, or that credit scores are readily available and accessible online.

Your credit score can determine what you pay for auto financing and leasing, credit cards, mortgages, and insurance. It can even affect whether or not you get a job or rent an apartment.

Currently, the loan and mortgage market has tightened up significantly. Buyers with poor credit who could easily get a new car loan or new home mortgage a few months ago are now being turned away. Many car dealers are turning away customers with less than a 700 credit score. It has become more important than ever to have good credit.

Many poor credit scores result from errors or outdated information about you in your credit history reports. Negative information can remain in your report for seven years, bankruptcies for ten years. You should always work to improve your score and repair your report if you find errors.

What is a credit score?
A credit score, called FICO score, is a mathematical way of condensing all the information in your credit history down to a single number that represents your credit worthiness and loan risk. This way, lenders don't have to sort through your entire detailed credit history report. One number says it all. Credit scores range from 300-850.

This single number has an incredible influence on ...

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