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Truck Leasing Pros and Cons Paterson NJ

A truck lease offers cost advantages for personal use, as well as tax and accounting advantages for business owners. Learn the difference between personal and commercial truck leasing.

A & A Alliance Moving Inc
(212) 575-8729
329 E 94 Str
New York, NY

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American Archiving And Shredding
(973) 345-0075
792 21st Avenue
Paterson, NJ
 
Special F X Trucking And Storage
(973) 742-3939
70 Spruce Street
Paterson, NJ
 
Fishman J And Son Inc
(973) 684-8500
571 Madison Av
Paterson, NJ
 
Vernay WM J & Son
(201) 567-3131
41 Governor Street
Paterson, NJ
 
Dynamic Moving
(908) 474-9008
510 W Elizabeth Av
Linden, NJ

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Minaya Express
(973) 925-8750
330 Grand
Paterson, NJ
 
Shield Self Storage
(973) 881-7000
14 East 24th Street
Paterson, NJ
 
Steves Helping Hand
(866) 818-2919
Paterson, NJ
 
The Padded Wagon
(973) 720-9003
Paterson, NJ
 
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Truck Leasing Pros and Cons

To lease a truck for personal use is no different than leasing a car or SUV. A lease offers lower monthly payments than buying with a loan, and may not require a down payment. There are also savings on sales tax in most states. Therefore, leasing may cost you less to get into a new truck, and can save you on monthly cost as well.

However, before making a decision about whether to lease or buy, understand that leasing is best for people who drive no more than about 15,000 miles per year, like to have a new truck every 3-4 years, take good care of their vehicles, don't care about building ownership equity, and have a stable lifestyle such that they won't need to end the lease early.

Ending a lease early can be very expensive. It's more than simply paying termination fees. It means paying the balance of the lease, considering the wholesale auction value of the truck. In most cases, ending a lease early is very impractical. Therefore, if you think you might not be able to complete a lease, then don't lease.

If you plan on using your truck for heavy duty or rough utility purposes, such that the body and bed might be badly damaged or scratched, you might not want to lease. The reason is you may have to pay for those damages at lease-end when you return your truck to the lease company. Any damages beyond "normal" wear and tear can result in charges to you. Of course, you could get the repairs done yourself prior to returning your leased truck. Or...

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