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New Cars - A Reality Check Warrensburg MO

There is a common misconception that new-car dealers finance the cars they sell or lease. Not true. Dealers don't make loans or finance leases. A dealer may run a preliminary credit check on you prior to completing your paperwork, but this should not be interpreted as approval of your loan or lease application.

Hertz - Tac Air
(636) 300-0902
18260 Edison Avenue
Chesterfield, MO
Hours
Mo-Fr 0700-1800, Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Gold Counter Service
Additional Information
Located at the Spirit of St. Louis Airport, in Chesterfield, MO This location is for Private Flights only.

Thrifty Car Rental
(816) 472-0159
651 N London
Kansas City, MO
 
National Car Rental
(816) 243-5770
Intl Arpt
Kansas City, MO
 
Enterprise Auto Rental
(573) 442-0555
10 E Texas Ave
Columbia, MO
 
Hertz - Marriott Hotel by the Airport
(816) 243-6100
775 Brasilia Avenue
Kansas City, MO
Hours
Mo-Fr 0900-1400, Su-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only
Additional Information
This location is for Marriott Hotel Guests only.

Enterprise Auto Rental
(314) 427-7757
305 Natural Bridge Rd
Berkeley, MO
 
Enterprise Auto Rental
(314) 862-4486
730 Bonhomme Avenue
Clayton, MO
 
A A Rental
(816) 763-7879
11732 Blue Ridge Blvd
Kansas City, MO
 
Enterprise Rent-A-Car
(816) 233-9999
210 N Belt Hwy
Saint Joseph, MO
 
Hertz - Floyds Carstar HLE
(660) 882-5950
16825 Highway 135
Boonville, MO
Hours
Mo-Fr 0800-1700, Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations., Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.

New Cars - A Reality Check

In the years we've been in the automotive advice business we’ve received thousands of emails with questions about buying and leasing new cars.

Although each reader's situation is different, there seem to be general issues that show up over and over again that represent some common misunderstandings and misconceptions about new car buying and leasing. Let's address some of them now.

New cars are not financed by dealers
There is a common misconception that new-car dealers finance the cars they sell or lease. Not true. Dealers don't make loans or finance leases. A dealer may run a preliminary credit check on you prior to completing your paperwork, but this should not be interpreted as approval of your loan or lease application. He just wants to make sure he's not wasting his time on someone with serious credit problems.

A new-car purchase or lease deal is contingent on the dealer being able to find a finance company or bank who will agree to finance your deal, based on your credit history and debt load. The finance company pays the dealer for the car (which means the finance company owns the car), and arranges for the customer to pay them back the money for that car, plus interest. See for more details.

Dealers can ask you to return your new car
A dealer will allow you to drive away in his new car immediately after you've signed your loan or lease papers. This does not mean your credit has been approved or that your loan (or lease) ...

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