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New Cars - A Reality Check Schenectady NY

There is a common misconception that new-car dealers finance the cars they sell or lease. Not true. Dealers don't make loans or finance leases. A dealer may run a preliminary credit check on you prior to completing your paperwork, but this should not be interpreted as approval of your loan or lease application.

Hertz - 1592 State Street HLE
(518) 372-5187
1592 State Street
Schenectady, NY
Hours
Mo-Fr 0730-1800, Sa 0900-1200, Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations. In-Car Navigation System , Ski Equipped Vehicles, Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.
Additional Information
After hour - After hour returns are allowed. Park vehicle in any lined space next to the building. Place completed rental agreement and keys in the drop box to the side of the building adjacent to the door. Pick up time must be at least one hour after location opening and one hour prior to location closing.

Hertz - General Electric Delivery Location
(518) 456-1777
1 Research Circle
Albany, NY
Hours
0600-2400 7 Days
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System
Additional Information
This location is for General Electric R & D Department Employees only. After Hours - Meets reservations if received by 1600 EST.

Hertz - 724 New Loudon Road HLE
(518) 783-0178
724 New Loudon Road
Latham, NY
Hours
Mo-Fr 0730-1800, Sa 0900-1200, Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations. In-Car Navigation System , Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.
Additional Information
After hour - After hour returns are allowed. Park vehicle in the lined space next to the building. Place completed rental agreement and keys in the drop box to the side of the building adjacent to the door. Pick up time must be at least one hour after location opening and one hour prior to location closing.

Enterprise Auto Rental
(518) 785-7771
37 Albany Shaker Rd
Albany, NY
 
Hertz - US Airports
(581) 456-1777
737 Albany Shaker Road
Albany, NY
Hours
0800-2200 7 Days
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service
Additional Information
This location is for Private Flights only.

Hertz - Richmor Aviation
(518) 786-1282
19 Airport Road
Albany, NY
Hours
0600-2400 7 Days
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System
Additional Information
Located at the Schenectady County Airport. This location is for Private Flights only.

Enterprise Auto Rental
(518) 218-1034
730 Central Ave
Albany, NY
 
Hertz - Albany International Airport
(518) 783-1081
737 Albany Shaker Road
Albany, NY
Hours
0600-2400 7 Days
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Ski Equipped Vehicles, Gold Counter Service
Additional Information
After Hours - Meets commercial flights if reservation is received by 2200. Flight number and airline required on reservation. After hour returns are allowed. Drop keys and rental record in the drop box located in front of the counter.

Hertz - Million Air Albany
(518) 869-0253
16 Jetway Drive
Albany, NY
Hours
0600-2400 7 Days
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Ski Equipped Vehicles, Gold Counter Service
Additional Information
This location is for Private Flights only

Enterprise Rent-A-Car
(518) 453-6222
733 Central Ave # 2
Albany, NY

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New Cars - A Reality Check

In the years we've been in the automotive advice business we’ve received thousands of emails with questions about buying and leasing new cars.

Although each reader's situation is different, there seem to be general issues that show up over and over again that represent some common misunderstandings and misconceptions about new car buying and leasing. Let's address some of them now.

New cars are not financed by dealers
There is a common misconception that new-car dealers finance the cars they sell or lease. Not true. Dealers don't make loans or finance leases. A dealer may run a preliminary credit check on you prior to completing your paperwork, but this should not be interpreted as approval of your loan or lease application. He just wants to make sure he's not wasting his time on someone with serious credit problems.

A new-car purchase or lease deal is contingent on the dealer being able to find a finance company or bank who will agree to finance your deal, based on your credit history and debt load. The finance company pays the dealer for the car (which means the finance company owns the car), and arranges for the customer to pay them back the money for that car, plus interest. See for more details.

Dealers can ask you to return your new car
A dealer will allow you to drive away in his new car immediately after you've signed your loan or lease papers. This does not mean your credit has been approved or that your loan (or lease) ...

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