Auto Leasing Guide
Go to LeaseGuide.com now !

New Cars - A Reality Check Ottumwa IA

There is a common misconception that new-car dealers finance the cars they sell or lease. Not true. Dealers don't make loans or finance leases. A dealer may run a preliminary credit check on you prior to completing your paperwork, but this should not be interpreted as approval of your loan or lease application.

Hertz - Waterloo Airport
(319) 287-5189
2790 Livingston Lane
Waterloo, IA
Hours
Mo-Fr 1000-1700 and 2200-2400
Sa 1000-1700
Su 1200-1700 and 2200-2400
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service
Additional Information
After Hours - After hour returns are allowed. Park the vehicle in the Hertz area, then place the keys and rental agreement in the drop box, located at the Hertz counter.

Brown Nationalease
(319) 833-8320
114 Monroe St
Waterloo, IA
 
Hertz - Meredith Corporation
(515) 276-1177
1716 Locust Street
Des Moines, IA
Hours
Mo-Fr 0730-1730
Sa 0800-1200
Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service
Additional Information
This location is Meredith Corporation use only. After Hours - After hour returns are allowed. Leave the keys and the contract with the security guard.

Hertz - 2737100th Street HLE
(515) 276-1177
2737 100th Street
Urbandale, IA
Hours
Mo 0700-1730
Tu-Fr 0730-1730
Sa 0900-1200
Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations. In-Car Navigation System , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.
Additional Information
After Hours - After hour returns are allowed. Park car on the east side of the building. Leave keys and contract in the drop box located on the front of the building. Pick up time must be at least one hour after location opening and one hour prior to location closing.

PRO Sign Champion Screen Print & Embroidery
(319) 233-2255
2519 Falls Ave
Waterloo, IA
 
Enterprise Rent A Car
(319) 235-1400
1326 Laporte Rd
Waterloo, IA
 
Enterprise Auto Rental
(515) 285-2525
601 Fleur Drive
Des, Moines, IA
 
Hertz - Singing Hills
(712) 255-4986
3131 Singing Hills Boulevard
Sioux City, IA
Hours
Mo-Fr 0800-1700
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations.

Hertz Corp
(319) 287-5189
Waterloo Airport
Waterloo, IA
 
Enterprise Auto Rental
(515) 282-8000
24 W. 14Th Street
Des, Moines, IA
 

New Cars - A Reality Check

In the years we've been in the automotive advice business we’ve received thousands of emails with questions about buying and leasing new cars.

Although each reader's situation is different, there seem to be general issues that show up over and over again that represent some common misunderstandings and misconceptions about new car buying and leasing. Let's address some of them now.

New cars are not financed by dealers
There is a common misconception that new-car dealers finance the cars they sell or lease. Not true. Dealers don't make loans or finance leases. A dealer may run a preliminary credit check on you prior to completing your paperwork, but this should not be interpreted as approval of your loan or lease application. He just wants to make sure he's not wasting his time on someone with serious credit problems.

A new-car purchase or lease deal is contingent on the dealer being able to find a finance company or bank who will agree to finance your deal, based on your credit history and debt load. The finance company pays the dealer for the car (which means the finance company owns the car), and arranges for the customer to pay them back the money for that car, plus interest. See for more details.

Dealers can ask you to return your new car
A dealer will allow you to drive away in his new car immediately after you've signed your loan or lease papers. This does not mean your credit has been approved or that your loan (or lease) ...

Click here to read the rest of this article from Lease Guide