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New Cars - A Reality Check Oldsmar FL

There is a common misconception that new-car dealers finance the cars they sell or lease. Not true. Dealers don't make loans or finance leases. A dealer may run a preliminary credit check on you prior to completing your paperwork, but this should not be interpreted as approval of your loan or lease application.

Budget Rent A Car
(727) 669-3773
28880 Us Highway 19 N
Clearwater, FL

Data Provided by:
Enterprise Auto Rental
(727) 723-3611
5191 Us Highway 19 N
Clearwater, FL
 
Enterprise Auto Rental
(727) 796-3442
4141 Us Highway 19 N
Clearwater, FL
 
Enterprise Auto Rental
(727) 791-6605
430 Gulf To Bay Blvd.
Clearwater, FL
 
Enterprise Auto Rental
(727) 531-4302
9820 U.S. 19 North
Clearwater, FL
 
Enterprise Auto Rental
(727) 789-1550
0674 Us Highway 19 N
Palm, Harbor, FL
 
Hertz - Clearwater HLE 25706 US Highway 19 North HLE
(727) 723-8661
25706 US Highway 19 North
Clearwater, FL
Hours
Mo-Fr 0730-1800,Sa 0900-1200,Su Closed.
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations., Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.

Rent-A-Used/Florida Auto Exchange
(727) 796-2886
2300 SR 580
Clearwater, FL
 
Hertz - Veterans Ford HLE
(813) 969-2361
7201 West Linebaugh Aveune
Tampa, FL
Hours
Mo-Fr 0800-1700,Sa-Su Closed.
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations., Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.

Hertz - Largo Clearwater HLE
(727) 538-9122
15176 U S Highway 19 North
Largo, FL
Hours
Mo-Fr 0730-1800,Sa 0900-1200,Su Closed.
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations., Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.

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New Cars - A Reality Check

In the years we've been in the automotive advice business we’ve received thousands of emails with questions about buying and leasing new cars.

Although each reader's situation is different, there seem to be general issues that show up over and over again that represent some common misunderstandings and misconceptions about new car buying and leasing. Let's address some of them now.

New cars are not financed by dealers
There is a common misconception that new-car dealers finance the cars they sell or lease. Not true. Dealers don't make loans or finance leases. A dealer may run a preliminary credit check on you prior to completing your paperwork, but this should not be interpreted as approval of your loan or lease application. He just wants to make sure he's not wasting his time on someone with serious credit problems.

A new-car purchase or lease deal is contingent on the dealer being able to find a finance company or bank who will agree to finance your deal, based on your credit history and debt load. The finance company pays the dealer for the car (which means the finance company owns the car), and arranges for the customer to pay them back the money for that car, plus interest. See for more details.

Dealers can ask you to return your new car
A dealer will allow you to drive away in his new car immediately after you've signed your loan or lease papers. This does not mean your credit has been approved or that your loan (or lease) ...

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