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New Cars - A Reality Check Clinton IA

There is a common misconception that new-car dealers finance the cars they sell or lease. Not true. Dealers don't make loans or finance leases. A dealer may run a preliminary credit check on you prior to completing your paperwork, but this should not be interpreted as approval of your loan or lease application.

U-Haul Company
(319) 232-3654
3633 University Ave
Waterloo, IA
 
Hertz - Fort Dodge Airport HLE
(515) 955-6375
1639 Nelson Avenue
Fort Dodge, IA
Hours
Mo-Fr 0730-1730
Sa Closed
Su 1400-1600
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service
Additional Information
After hours - Meets scheduled flights if reservation is received during regular business hours. After hour returns are allowed. Park vehicle in Hertz parking. Place keys and rental record in the drop box located at the counter. If outside terminal hours, use the drop box located underneath canopy outside the airport entrance. Pick up time must be at least one hour after location opening and one hour prior to location closing.

Hertz - P S Air
(319) 846-3600
3411 Wright Brothers Blvd.
Cedar Rapids, IA
Hours
Su-Fr 0800-2100
Sa 0800-1600
Special Services
Child Seats, Hand Controls for Disabled Drivers Only
Additional Information
This location is for Private Flights only.

Hertz - Newton Municipal Airport
(515) 285-1382
2201 South 20th Avenue
Newton, IA
Hours
Mo-Fr 0800-1800
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Gold Counter Service
Additional Information
This location is for private flights only. No walkins allowed.

Enterprise Auto Rental
(515) 262-2222
545 E Euclid Ave
Des, Moines, IA
 
Hertz - Dubuque Airport
(563) 583-0267
11000 Airport Road
Dubuque, IA
Hours
Mo 0700-1700 and 2200-2300
Tu-Th 0900-1700 and 2200-2300
Fr 0900-1700
Sa 0900-1300
Su 0900-1700 and 2200-2300
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service
Additional Information
After Hours - After hour returns are allowed. Drop box is located on the Hertz counter.

U-Haul Company
(319) 338-2021
2601 2nd St
Iowa City, IA
 
Hertz - 4726 North Brady Street HLE
(563) 359-4031
4726 North Brady Street
Davenport, IA
Hours
Mo 0700-1800
Tu-Fr 0730-1800
Sa 0900-1200
Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations. In-Car Navigation System , Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.
Additional Information
After Hours - After hour returns are allowed. Pick up time must be at least one hour after location opening and one hour prior to location closing.

Money & More
(319) 236-3208
1516 LaPorte Rd
Waterloo, IA
 
Penske Truck Rental
(319) 358-9472
1820 Boyrum St
Iowa City, IA
 

New Cars - A Reality Check

In the years we've been in the automotive advice business we’ve received thousands of emails with questions about buying and leasing new cars.

Although each reader's situation is different, there seem to be general issues that show up over and over again that represent some common misunderstandings and misconceptions about new car buying and leasing. Let's address some of them now.

New cars are not financed by dealers
There is a common misconception that new-car dealers finance the cars they sell or lease. Not true. Dealers don't make loans or finance leases. A dealer may run a preliminary credit check on you prior to completing your paperwork, but this should not be interpreted as approval of your loan or lease application. He just wants to make sure he's not wasting his time on someone with serious credit problems.

A new-car purchase or lease deal is contingent on the dealer being able to find a finance company or bank who will agree to finance your deal, based on your credit history and debt load. The finance company pays the dealer for the car (which means the finance company owns the car), and arranges for the customer to pay them back the money for that car, plus interest. See for more details.

Dealers can ask you to return your new car
A dealer will allow you to drive away in his new car immediately after you've signed your loan or lease papers. This does not mean your credit has been approved or that your loan (or lease) ...

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