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Cheapest Cars to Insure West Fargo ND

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Gronke- Donald D
(701) 281-9200
1301 13th Ave E
West Fargo, ND
 
Songstad- Lyle E - State Farm Insurance Agent
(701) 235-0123
1401 32nd Street Southwest
Fargo, ND
 
Vaaler Insurance
(701) 298-8200
3137 32nd Avenue South
Fargo, ND
 
Stirling- Michael R - State Farm Insurance Agent
(701) 232-5585
7 10th Street North
Fargo, ND
 
Bob Roesler Agency
(701) 271-6902
15 Broadway
Fargo, ND
 
Lykken- Dean W - State Farm Insurance Agent
(701) 280-2811
1202 23rd Street South
Fargo, ND
 
Conzemius- Michael J
(701) 293-5464
1313 14th Ave S
Fargo, ND
 
American Family Insurance
(701) 237-3202
650 1st Avenue North
Fargo, ND
 
Hanson- Theodore L
(701) 237-5877
657 4th Ave N
Fargo, ND
 
Farmers Insurance Group
(701) 235-6409
1815 S University Dr
Fargo, ND
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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