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Cheapest Cars to Insure Wausau WI

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1901 N Mountain Rd
Wausau, WI
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

American Family Insurance
(715) 842-5262
115 West Bridge Street
Wausau, WI
 
Andrasek- Kevin D
(715) 848-6243
605 S 24th Ave Ste 22
Wausau, WI
 
Beaton- James J
(715) 675-3324
1427 Merrill Ave
Wausau, WI
 
New York Life
(715) 845-5575
505 South 24th Avenue Suite 304
Wausau, WI
 
Allstate Auto Insurance
(888) 355-7971
521 N 4th Ave
Wausau, WI
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Jim Beaton Ins Agency Inc - State Farm Insurance Agent
(715) 675-3324
1427 Merrill Avenue
Wausau, WI
 
Liberty Mutual Group - Litigation Management
(715) 849-5884
2100 Stewart Avenue
Wausau, WI
 
American Family Insurance Jim Nick Agency
(715) 359-5055
5209 Rib Mountain Drive
Wausau, WI
 
Jehn- Shirley A - State Farm Insurance Agent
(715) 845-0995
1503 Wren Lane North Of WAL-MART On Highway North
Wausau, WI
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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