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Cheapest Cars to Insure Warrensburg MO

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Advantage Insurance Inc
(660) 747-8500
817 South Maguire Street
Warrensburg, MO
 
Skelton- Wanda H - State Farm Insurance Agent
(660) 747-2244
613 Burkarth Road
Warrensburg, MO
 
Baston-Mike Keith Insurance Agency
(660) 747-3151
105 East Pine Street
Warrensburg, MO
 
Farmers Insurance CO
(660) 463-2224
Old Highway 40 East
Concordia, MO
 
McKeage- Larry L - State Farm Insurance Agent
(660) 584-7414
15 West 20th Street
Higginsville, MO
 
Good- Joseph E - State Farm Insurance Agent
(660) 747-2233
103 Young Street
Warrensburg, MO
 
Good- Joseph Insurance
(660) 747-3029
103 Northwest USHighway 50
Warrensburg, MO
 
Hoffman III- Robert V - State Farm Insurance Agent
(816) 732-5533
1140 East 10th Street
Holden, MO
 
State Farm Insurance
(660) 463-3276
703 Main Street
Concordia, MO
 
Schneider Bill Insurance
(660) 584-3856
1780 Willow Street
Higginsville, MO
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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