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Cheapest Cars to Insure Twin Falls ID

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1025 Shone N
Twin Falls, ID
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Debbie Lattin Insurance Inc
(208) 733-2270
409 Fairfield Street North
Twin Falls, ID
 
Covenant Insurance & Investments
(208) 734-8222
963 Blue Lakes Boulevard
Twin Falls, ID
 
Bieri- James E
(208) 734-6666
1821 Addison Ave E
Twin Falls, ID
 
Overacre Insurance Agency Inc
(208) 423-5588
119 Center Street East
Kimberly, ID
 
Stokes- Matthew W - State Farm Insurance Agent
(208) 734-8327
1688 Kimberly Road Ste 1
Twin Falls, ID
 
Johnson- Dorian G
(208) 734-7765
338 Blue Lakes Blvd N
Twin Falls, ID
 
State Farm Insurance Companies - Agents- Smith Terry
(208) 733-2142
1881 Fillmore Street
Twin Falls, ID
 
Ron Bingham Insurance Agcy Inc - State Farm Insurance Agent
(208) 733-5855
1201 Falls Avenue East Ste 28
Twin Falls, ID
 
Sharp- Collin D - State Farm Insurance Agent
(208) 324-3772
1976 South Lincoln Avenue Ste 2A
Jerome, ID
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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