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Cheapest Cars to Insure Topeka KS

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
2611 SW 21st St
Topeka, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Wood James R Insurance
(785) 272-8331
1017 Southwest Gage Boulevard Suite B
Topeka, KS
 
Skinner Jack Insurance
(785) 273-0175
1137 Southwest Gage Boulevard
Topeka, KS
 
American Family Insurance
(785) 267-1741
2900 Southwest Topeka Boulevard
Topeka, KS
 
Hines- David - State Farm Insurance Agent
(785) 272-0038
1505 Southwest Fairlawn Road Ste D
Topeka, KS
 
Gutierrez- Joseph
(785) 272-2700
1315 SW 6th Ave
Topeka, KS
 
Creager- Robert E
(785) 272-4820
1100 Sw Wanamaker Rd Ste 14
Topeka, KS
 
Ron Cowan Insurance
(785) 233-2244
211 Sw 6th Avenue
Topeka, KS
 
State Farm
(785) 272-4820
1100 Southwest Wanamaker Road Suite 14
Topeka, KS
 
Farmers Insurance Group - Agents- GORD On Insurance Agency
(785) 273-0899
627 Southwest Topeka Boulevard Suite C
Topeka, KS
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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