Auto Leasing Guide
Go to LeaseGuide.com now !

Cheapest Cars to Insure Texarkana AR

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
4303 Texas Blvd
Texarkana, TX
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate - Brian Purtle
(866) 607-4854
3301 Richmond Rd
Texarkana, TX
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Hill John D
(870) 774-3491
3515 Jefferson Avenue
Texarkana, AR
 
Arkansas Blue Cross Blue Shield
(870) 773-2584
903 Arkansas Boulevard
Texarkana, AR
 
New York Life Insurance Company
(870) 772-2468
8000 State Line Plaza
Texarkana, AR
 
Allstate Auto Insurance
(888) 355-7971
4115 N Kings Hwy
Texarkana, TX
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
151 W Commerce St
Ashdown, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Martin Richard Insurance
(870) 774-3491
3515 Jefferson Avenue
Texarkana, AR
 
Dan Crowder Texarkana Insurance Agency
(870) 774-3491
3515 Jefferson Avenue
Texarkana, AR
 
Oubre- Mark W - State Farm Insurance Agent
(870) 772-2388
1305 Arkansas Boulevard Ste 101
Texarkana, AR
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

Click here to read the rest of this article from Lease Guide