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Cheapest Cars to Insure Terre Haute IN

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
2227 Blaine Ave
Terre Haute, IN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Clay Ladd Inc
(812) 235-6171
819 Ohio Street
Terre Haute, IN
 
Sutton Insurance Agency
(812) 232-1727
1088 Ohio St
Terre Haute, IN
 
Jeff Reynolds Insurance Services Inc
(812) 238-2504
1800 Wabash Avenue
Terre Haute, IN
 
Burris- Stephen E
(812) 234-0705
3137 Wabash Ave
Terre Haute, IN
 
Allstate - Ted Paris
(812) 214-5036
213 E. National Ave.
Brazil, IN
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Boaz Sam Real Estate & Insurance
(812) 234-1119
517 South 7th Street
Terre Haute, IN
 
Frazier- Lester E - State Farm Insurance Agent
(812) 232-2071
120 Cherry Street
Terre Haute, IN
 
Waggoner- Richard P - State Farm Insurance Agent
(812) 232-6827
1330 South 25th Street
Terre Haute, IN
 
American Family Insurance
(812) 466-1999
1352 Lafayette Avenue
Terre Haute, IN
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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