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Cheapest Cars to Insure State College PA

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
2701 Carolean Industrial Dr
State College, PA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Brown- Judith Alexander
(814) 237-4470
403 S Allen St
State College, PA
 
Hafer Jr- Barry O
(814) 238-1562
2210 N Atherton St
State College, PA
 
Hinish- Ronald L
(814) 235-1535
131 Rolling Ridge Dr
State College, PA
 
Joseph J. Menna Agency
(814) 355-9582
401 E Beaver St
Bellefonte, PA
 
Dave Byron Agency
(814) 237-5192
1535 N Atherton St
State College, PA
 
Byron David T
(814) 237-5192
102 Village Drive
State College, PA
 
Frost & Conn Incorporated
(814) 237-1492
1301 N Atherton St
State College, PA
 
Blythe- Dean R
(814) 237-2903
1506 W College Ave
State College, PA
 
Bennett- Daniel E - State Farm Insurance Agent
(717) 248-2010
324 South Logan Boulevard Ste A
Burnham, PA
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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