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Cheapest Cars to Insure South Sioux City NE

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
826 S Cecelia St
Sioux City, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Northeast Nebraska Insurance Agency Inc
(402) 494-1356
2021 Dakota Avenue
South Sioux City, NE
 
Wieck- Ronald L
(712) 276-0313
920 Morningside Ave
Sioux City, IA
 
Grandy-Pratt Co
(712) 252-4026
4280 Sergeant Rd
Sioux City, IA
 
Winkel- Derek N
(712) 202-0017
4127 Gordon Dr
Sioux City, IA
 
Yaneff- Thomas P - State Farm Insurance Agent
(402) 494-1949
1000 West 29th Street Ste 216
South Sioux City, NE
 
Schemmel- Marvin J - State Farm Insurance Agent
(712) 274-0014
4300 South Lakeport Street Ste 102
Sioux City, IA
 
State Farm Insurance Claim Office
(712) 274-4100
4300 South Lakeport Street
Sioux City, IA
 
Ingenthron- Kelly W - State Farm Insurance Agent
(712) 274-2473
2701 Leech Avenue
Sioux City, IA
 
Thompson- William W - State Farm Insurance Agent
(712) 202-0022
3815 Stadium Drive
Sioux City, IA
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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