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Cheapest Cars to Insure Roswell NM

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
200 S Union Ave Ste A
Roswell, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
200 W 1st St
Roswell, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

McKee- Clyde D - State Farm Insurance Agent
(505) 622-1668
1007 West McGaffey Street
Roswell, NM
 
Atkinson- Herbert W - State Farm Insurance Agent
(505) 622-0010
110 West Country Club Road Ste 1
Roswell, NM
 
Farmers Insurance Tina Dunlap
(505) 623-4686
1210 North Main Street
Roswell, NM
 
Allstate Auto Insurance
(888) 355-7971
2311 N Atkinson Ave
Roswell, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

George Gandy Insurance Services
(505) 622-2310
222 West 2nd Street
Roswell, NM
 
Bobby Moody Insurance Agency
(505) 627-3276
1200 South Richardson Avenue
Roswell, NM
 
Jones Insurance Agency
(505) 623-2655
1904 S Main St
Roswell, NM
 
Farmers Insurance James Hutchinson
(505) 623-2006
500 North Main Street
Roswell, NM
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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