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Cheapest Cars to Insure Reno NV

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1055 W Moana Ln
Reno, NV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Bentley Jr- Robert R
(775) 786-0888
248 E Liberty St
Reno, NV
 
Whitney Rich New York Life Insurance Company
(775) 325-2210
50 West Liberty Street Suite 500
Reno, NV
 
Leuenhagen- Timothy L - State Farm Insurance Agent
(775) 359-2100
2900 Clear Acre Lane Ste M
Reno, NV
 
Liberty Mutual Group - Elko
(775) 329-3930
790 Keystone Avenue
Reno, NV
 
Allstate Auto Insurance
(888) 355-7971
500 Damonte Ranch Pkwy
Reno, NV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

State Farm Insurance Companies - Reno Auto Claims
(775) 858-5984
770 North McCarran Boulevard
Reno, NV
 
Cheryl Latham Ins Agcy Inc - State Farm Insurance Agent
(775) 327-4000
9740 South McCarran Boulevard
Reno, NV
 
West David B Farmers Insurance
(775) 332-0625
2875 Northtowne Lane Suite H
Reno, NV
 
Hawkins- Michelle H
(775) 322-5511
1699 S Virginia St Ste 101
Reno, NV
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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