Auto Leasing Guide
Go to LeaseGuide.com now !

Cheapest Cars to Insure Pontotoc MS

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
245 Lakeshore Dr
Pontotoc, MS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Payne Henry Insurance
(662) 488-8006
171 West Oxford Street
Pontotoc, MS
 
North Bridge Insurance Agency
(662) 489-5641
346 East Oxford Street
Pontotoc, MS
 
Ashe Insurance Agency Inc - State Farm Insurance Agent
(662) 489-3830
293 West Oxford Street
Pontotoc, MS
 
Allstate Insurance Companies - Independent Agent- Pontotoc
(662) 489-5641
345 West Oxford Street # B
Pontotoc, MS
 
Allstate Auto Insurance
(888) 355-7971
500 W Bankhead St
New Albany, MS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Reeder- Marsha S - State Farm Insurance Agent
(662) 489-1414
304 Coffee Street
Pontotoc, MS
 
Pontotoc County Farm Bureau
(662) 489-2361
2 South Main Street
Pontotoc, MS
 
Alfa Insurance
(662) 488-8006
171 West Oxford Street
Pontotoc, MS
 
Jones & Associates
(662) 842-2231
2237 West Main Street
Tupelo, MS
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

Click here to read the rest of this article from Lease Guide