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Cheapest Cars to Insure Pittsfield MA

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Soldato Gary Insurance Agency
(413) 448-8224
402 East Street
Pittsfield, MA
 
Bardwell Bowlby Karam Insurance Agency Inc
(413) 447-7339
87 East Street
Pittsfield, MA
 
Reynolds Barnes & HEBB Inc
(413) 447-7376
166 East Street
Pittsfield, MA
 
Gold Leaf Insurance Agency
(877) 619-4598
24 North St
Pittsfield, MA
 
Godfroy Eileen M Insurance Agency
(518) 794-9389
125 Old Post Road Trailer 5
New Lebanon, NY
 
Pierce-Hill Insurance Agency Inc
(413) 443-6481
127 Elm Street
Pittsfield, MA
 
Stevenson
(413) 443-3581
34 North Street
Pittsfield, MA
 
New York Life
(413) 997-3100
74 North Street
Pittsfield, MA
 
Bardwell Bowlby & Karam Insurance Agency Inc
(413) 445-4404
87 East Street
Pittsfield, MA
 
Reynolds Barnes & HEBB Inc
(413) 684-0003
399 Main Street
Dalton, MA
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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