Auto Leasing Guide
Go to LeaseGuide.com now !
» » ยป

Cheapest Cars to Insure Paola KS

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
315 E Main St
Gardner, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Farmers Insurance Group
(913) 294-5829
605 Baptiste Drive
Paola, KS
 
Progressive Insurance
(913) 377-3311
38210 State Line Road
Louisburg, KS
 
Farmers Insurance & Financial
(913) 837-8200
5 South Peoria Street
Louisburg, KS
 
Farmers Insurance
(913) 856-3816
235 East Main Street
Gardner, KS
 
Adkins- James U
(913) 294-5351
11 S Pearl St
Paola, KS
 
Adams- Marsha L
(913) 755-3370
1312 6th St
Osawatomie, KS
 
American Family Insurance Jeff Sears Agency
(913) 686-3399
119 South Madison Street
Spring Hill, KS
 
Shelter Insurance
(785) 883-2380
103 Main Street
Wellsville, KS
 
Oldham- Joseph D - State Farm Insurance Agent
(913) 856-6124
314 East Main Street
Gardner, KS
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

Click here to read the rest of this article from Lease Guide