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Cheapest Cars to Insure Ocean Springs MS

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1012 Pass Rd
Gulfport, MS
Description
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Phone Hours
SUN - SAT 12:00AM - 12:00AM

USA Insurance CO
(228) 875-1793
2725 Bienville Boulevard
Ocean Springs, MS
 
Insurance Associates of Ms
(228) 875-1833
2112 Bienville Boulevard
Ocean Springs, MS
 
Felsher Mike Insurance Agency
(228) 875-0008
1310 Bienville Boulevard
Ocean Springs, MS
 
Southern Trust Insurance
(228) 818-0014
2112 Bienville Boulevard Suite H2
Ocean Springs, MS
 
Harvey- Philip I
(228) 875-3336
2746 Bienville Blvd
Ocean Springs, MS
 
Pruitt Patsy Insurance
(228) 875-1833
2112 Bienville Boulevard
Ocean Springs, MS
 
De George Diane Insurance
(228) 875-1833
2112 Bienville Boulevard
Ocean Springs, MS
 
Effinger- Robert G - State Farm Insurance Agent
(228) 875-1212
6007 Washington Avenue
Ocean Springs, MS
 
Webb- James W
(228) 875-3400
1256 Bienville Blvd
Ocean Springs, MS
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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