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Cheapest Cars to Insure New Ulm MN

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Bob Webb Insurance Agency Inc - State Farm Insurance Agent
(507) 354-3151
1300 South Broadway Street
New Ulm, MN
 
Miller- Marian L - State Farm Insurance Agent
(507) 354-8524
526 North State Street
New Ulm, MN
 
Hoffrogge- Dennis W - State Farm Insurance Agent
(507) 794-2169
127 Main Street East
Sleepy Eye, MN
 
Allstate Auto Insurance
(888) 355-7971
2009 Southcross Dr W
Burnsville, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
7430 80th St S
Cottage Grove, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Riedman Corporation
(507) 359-2961
114 N State St
New Ulm, MN
 
Farmers Insurance Group
(507) 354-8848
1523 North Broadway Street
New Ulm, MN
 
Webb- William B
(507) 726-2264
242 Highway 60
Lake Crystal, MN
 
Allstate Auto Insurance
(888) 355-7971
3552 W River Pkwy NW Ste 3
Rochester, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
23 W Lake St
Chisholm, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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