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Cheapest Cars to Insure Muncie IN

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
2900 W Jackson St
Muncie, IN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Tharp- Jeffery A
(765) 286-8197
2307 S Madison St
Muncie, IN
 
Lay- Robert D
(765) 284-7020
2901 N Granville Ave
Muncie, IN
 
American Family Insurance
(765) 282-2649
3712 North Wheeling Avenue
Muncie, IN
 
Nationwide Insurance & Financial Services
(765) 284-7283
3319 North Everbrook Lane
Muncie, IN
 
Allstate Auto Insurance
(888) 355-7971
609 N Parkwood Dr
Muncie, IN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Padgett- William P
(765) 284-5433
1000 W McGalliard Rd
Muncie, IN
 
Smith- Veronica J
(765) 284-9755
924 W Bethel Ave
Muncie, IN
 
Jason May Ins Agency Inc - State Farm Insurance Agent
(765) 747-7100
2815 North Oakwood Avenue
Muncie, IN
 
United Insurance Agency
(765) 284-4443
1107 S Tillotson Ave
Muncie, IN
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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