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Cheapest Cars to Insure Missoula MT

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1410 S Reserve
Missoula, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Larson- Thomas L
(406) 728-9561
1230 W Kent Ave
Missoula, MT
 
Farmers Insurance Group - Agents
(406) 728-8817
2100 Oxford Street
Missoula, MT
 
Farmers Insurance
(406) 541-2151
2432 Kemp Street
Missoula, MT
 
Larson Jr- Thomas J
(406) 542-2101
1230 W Kent Ave
Missoula, MT
 
Langley- Wes - State Farm Insurance Agent
(406) 721-5050
1501 South Russell Street
Missoula, MT
 
Peters- Robert S
(406) 728-1697
2104 Dixon Ave
Missoula, MT
 
Steve Koski Ins Agency Inc - State Farm Insurance Agent
(406) 542-8666
1020 South Reserve Street
Missoula, MT
 
State Farm Insurance Companies
(406) 523-2201
3111 South Grant Street
Missoula, MT
 
State Farm Insurance - Riley McGiboney Agent
(406) 541-3621
3075 N Reserve St Ste I
Missoula, MT
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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