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Cheapest Cars to Insure Mc Minnville TN

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1502 Smithville Hwy
McMinnville, TN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Shelter Insurance CO
(931) 473-1837
800 Sparta Street
Mc Minnville, TN
 
Ben Vaughn Agency
(931) 473-3344
241 Northgate Drive Suite 3
Mc Minnville, TN
 
Gay- Dewey B
(931) 473-1539
2069 Smithville Hwy
Mc Minnville, TN
 
Nationwide Insurance
(931) 473-3344
241 Northgate Drive Suite 3
Mc Minnville, TN
 
Barnes Jr- Norment A - State Farm Insurance Agent
(931) 473-7646
520 Sunnyside Hts
Mc Minnville, TN
 
Gipson Insurance Agency Inc
(931) 473-3175
201 West Main Street
Mc Minnville, TN
 
Burks Insurance Agency L L C
(931) 815-8111
494 Old Shelbyville Road Suite 1
Mc Minnville, TN
 
American National Insurance CO
(931) 474-0044
309 West Morford Street
Mc Minnville, TN
 
Helton- R Neil - State Farm Insurance Agent
(931) 473-1539
1339 Smithville Highway Ste 161
Mc Minnville, TN
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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