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Cheapest Cars to Insure Mason City IA

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate - Brian Randall
(641) 316-3164
471 S Illinois Ave.
Mason City, IA
Description
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Corcoran & Associates Inc
(641) 494-1814
15 1st Street Northeast
Mason City, IA
 
Marquis- Kristy L - State Farm Insurance Agent
(641) 423-7930
634 South Monroe Avenue
Mason City, IA
 
Thomas- Clinton M
(641) 423-7924
2790 4th St SW
Mason City, IA
 
American Family Insurance - Joel Secory Insurance
(641) 357-8168
Po Box 152
Clear Lake, IA
 
Vacek- Kenneth A
(641) 421-7424
595 S Illinois Ave
Mason City, IA
 
Kelly- Richard D
(641) 423-5620
525 S Washington Ave
Mason City, IA
 
Farmers Insurance Group Rob Adams Agency
(641) 424-1230
202 1st Street Southeast Suite 204
Mason City, IA
 
Haines Insurance Inc
(641) 423-9000
408 South Monroe Avenue
Mason City, IA
 
Miller- Garry L - State Farm Insurance Agent
(641) 357-8292
220 US Highway 18 West
Clear Lake, IA
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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