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Cheapest Cars to Insure Marion NC

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
211 N Green St
Morganton, NC
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

McDowell Insurance Agency Inc
(828) 652-6212
246 S Main
Marion, NC
 
New York Life Insurance CO
(828) 652-8559
2530 U S 221 Bus North
Marion, NC
 
Old Fort Insurance Agency Inc
(828) 668-4226
238 East Main Street
Old Fort, NC
 
Bowers Frank G Insurance
(828) 437-3084
214 Collett Street
Morganton, NC
 
Tate's Insurance & Financial Services Inc
(828) 652-7414
945 N Main St
Marion, NC
 
Bagwell Insurance Agency Inc
(828) 659-2545
500 North Main Street
Marion, NC
 
McDaniel Insurance Agency LLC
(828) 652-6567
531 Lady Marion Plaza
Marion, NC
 
Lewis- Syna H
(828) 765-0102
11899 S 226 Hwy
Spruce Pine, NC
 
Fox & Associates Insurance Services
(828) 437-5034
331 Sanford Drive
Morganton, NC
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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