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Cheapest Cars to Insure Mankato MN

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Blue Cross Blue Shield of Minnesota
(507) 345-3317
302 North Riverfront Drive
Mankato, MN
 
Bristol- Lonnie D - State Farm Insurance Agent
(507) 345-3663
870 East Madison Avenue
Mankato, MN
 
Nelson Marlow W.
(507) 345-3606
3030 3rd Ave
Mankato, MN
 
Community Insurance
(507) 385-4485
1057 East Madison Avenue
Mankato, MN
 
Preston J Doyle Ins Agency Inc
(507) 388-6281
1728 E Madison Ave
Mankato, MN
 
Sexton Mark Insurance Agency
(507) 625-6900
1400 East Madison Avenue Suite 344
Mankato, MN
 
Hasse Steven A Insurance
(507) 625-6671
1235 East Madison Avenue
Mankato, MN
 
Oliver Michael Insurance Agency
(507) 386-0808
2144 Hoffman Road
Mankato, MN
 
Aaron Hatanpa Ins Agcy Inc - State Farm Insurance Agent
(507) 345-3606
1215 North Riverfront Drive Ste C
Mankato, MN
 
Harbo- Pamela J - State Farm Insurance Agent
(507) 387-6589
310 Range Street
North Mankato, MN
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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