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Cheapest Cars to Insure Manitowoc WI

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
33 E Waldo B L
Manitowoc, WI
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Litwiller- Honor M - State Farm Insurance Agent
(920) 682-1811
804 Jay Street
Manitowoc, WI
 
DeRoche Jr- Robert J - State Farm Insurance Agent
(920) 682-2161
1415 Washington Street
Manitowoc, WI
 
Wojta-Krey-Hansen-Harrington Insurance Agency
(920) 682-8858
3618 Calumet Ave
Manitowoc, WI
 
Jeffrey Lester Ins Agency Inc - State Farm Insurance Agent
(920) 794-8521
1522 16th Street
Two Rivers, WI
 
Ford- Steven - State Farm Insurance Agent
(920) 682-2997
939 South 21st Street
Manitowoc, WI
 
American Family Insurance
(920) 682-8484
801 York Street
Manitowoc, WI
 
Allstate Insurance Companies
(920) 682-1202
33 East Waldo Boulevard
Manitowoc, WI
 
Allstate Insurance-Sue Christman Agency LLC
(920) 684-6529
33 E Waldo Blvd
Manitowoc, WI
 
American Family Insurance
(920) 793-2264
1507 16th Street
Two Rivers, WI
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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