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Cheapest Cars to Insure Lumberton NC

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
589 Farringdom St
Lumberton, NC
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Borup Paul
(910) 739-8129
480 E 9th St
Lumberton, NC
 
McGirt & Associates Insurance Agency
(910) 739-5056
3404D Nc Highway 211 West
Lumberton, NC
 
Lumberton Insurance Agency
(910) 739-0223
810 East 2nd Street
Lumberton, NC
 
McLean John P Insurance
(910) 739-3217
400 North Walnut Street
Lumberton, NC
 
Pager Plus Communications
(910) 739-5056
3404D Nc Highway 211 West
Lumberton, NC
 
AAA Insurance
(910) 739-4088
209 North Pine Street
Lumberton, NC
 
Chillious Kellie A
(910) 618-9300
2505 North Elm Street
Lumberton, NC
 
Nationwide Insurance CO
(910) 618-0017
802 North Cedar Street
Lumberton, NC
 
George F. Martin Iii Agency
(910) 738-5231
582 Farringdon St
Lumberton, NC
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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