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Cheapest Cars to Insure Los Lunas NM

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
2424 Main St NE
Los Lunas, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Jaramillo- Jerry R - State Farm Insurance Agent
(505) 865-4681
3459 Highway 47
Los Lunas, NM
 
New York Life Insurance CO Gloria Perea-Agent
(505) 861-5590
101 South Main Street
Belen, NM
 
BACA Motors
(505) 864-4409
Po Box 1149
Belen, NM
 
Ron Pino Ins Agcy Inc - State Farm Insurance Agent
(505) 877-1391
3211 Coors Boulevard Southwest Ste 12
Albuquerque, NM
 
SAIZ Gerard Insurance Agency
(505) 865-6422
400 Main Street Northwest
Los Lunas, NM
 
Allstate Insurance Companies
(505) 865-3638
2424 Main Street Northeast
Los Lunas, NM
 
Dolores J Reese Insurance
(505) 864-1422
415 W Reinken Avenue
Belen, NM
 
Carbajal- Richard A - State Farm Insurance Agent
(505) 864-7474
614 Becker Avenue
Belen, NM
 
Garcia- Amy S
(505) 831-3725
1715 57th St Nw
Albuquerque, NM
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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