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Cheapest Cars to Insure London KY

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Phelps- Judy T - State Farm Insurance Agent
(606) 864-4703
715 South Main Street
London, KY
 
Shelter Insurance
(606) 864-0997
1789 North Main Street
London, KY
 
Patton-Chestnut-Binder Insurance Agency
(606) 864-5171
625 South Main Street
London, KY
 
Insurance Marketing Group
(606) 523-0881
301 US Hwy 25 W
Corbin, KY
 
Corbin Insurance Agency
(606) 528-5151
100 North Kentucky Avenue
Corbin, KY
 
Allstate Insurance Companies
(606) 864-0997
1789 North Main Street
London, KY
 
McDonald Ins Agcy Inc - State Farm Insurance Agent
(606) 877-3390
809 West 5th Street
London, KY
 
New York Life
(606) 862-6577
401 South Broad Street
London, KY
 
Curt Wyatt Insurance Inc
(606) 528-4933
314 North Main Street
Corbin, KY
 
Kentucky Farm Bureau Insurance - Laurel CO Agents
(606) 528-2030
1456 West Cumberland Gap Parkway
Corbin, KY
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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