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Cheapest Cars to Insure Lehigh Acres FL

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
9278 Coachhouse Ln
Estero, FL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate - Ted A. Todd
(239) 431-4531
10020 Coconut Road, Suite 144
Bonita Springs, FL
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
3358 Woods Edge Cir
Bonita Springs, FL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Arcentales- Michael A - State Farm Insurance Agent
(239) 332-4999
5781 Lee Boulevard Ste 305
Lehigh Acres, FL
 
Arcentales- Michael A
(239) 369-4999
1468 Lee Blvd
Lehigh Acres, FL
 
Allstate Auto Insurance
(888) 355-7971
12870 Trade Way Four
Bonita Springs, FL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
909 SE 47th Ter Ste 203-3
Cape Coral, FL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate
(239) 369-4317
403 Joan Avenue North Suite A
Lehigh Acres, FL
 
Allstate Insurance - Kevin Schuman Premier Service Agency
(239) 369-1313
403A Joan Avenue North
Lehigh Acres, FL
 
Art Roberts Ins Agcy Inc
(239) 693-6468
13102B Palm Beach Blvd
Fort Myers, FL
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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