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Cheapest Cars to Insure Lancaster SC

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1318 Highway 9 Byp W
Lancaster, SC
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Auto Plus Insurance Group
(803) 289-1169
104 North Woodland Drive
Lancaster, SC
 
Mathis- Janice M
(803) 283-3371
306 N Main St
Lancaster, SC
 
Durham Sr- Larry D - State Farm Insurance Agent
(803) 286-5546
1685 Memorial Park Road
Lancaster, SC
 
Little- Tracy - State Farm Insurance Agent
(803) 548-7141
Highway 521 Indianland
Indian Land, SC
 
Allstate Auto Insurance
(888) 355-7971
215 N Pearl Pob338
Pageland, SC
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance Company
(803) 286-2115
Lancaster Square Shoppin
Lancaster, SC
 
Mathis- Janice M State Farm Insurance
(803) 286-9757
674 Dahlia Road
Lancaster, SC
 
Patterson- Marsha - State Farm Insurance Agent
(803) 285-2064
750 Canterbury Drive
Lancaster, SC
 
Enterprise Insurance Service
(803) 285-2277
1133 Highway 9 Bypass West
Lancaster, SC
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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