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Cheapest Cars to Insure Keene NH

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Joanne C. Gosselin Agency
(603) 355-4400
295 Park Ave
Keene, NH
 
San/the Insurance Source
(603) 357-2219
206 Washington St
Keene, NH
 
Kingsbury Jr- Edward A
(603) 352-3458
322 West St
Keene, NH
 
Manfre- Brian W
(603) 924-9811
23 Elm St
Peterborough, NH
 
San/D W Mughmaw Ins Agcy
(603) 899-3231
524 Route 119
Rindge, NH
 
Liebl- Michael D
(603) 352-4081
143 Marlboro St
Keene, NH
 
Liberty Mutual Group
(603) 357-0609
69 Island Street
Keene, NH
 
San
(603) 358-3190
PO Box 10130
Swanzey, NH
 
San/Masiello Ins Of
(603) 924-9686
Rte 101 West P.O. Box 3030
Peterborough, NH
 
Allstate - Jim Parolin
(603) 242-1074
1 Wire Road
Merrimack, NH
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Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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