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Cheapest Cars to Insure Kearney NE

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Cory Kruse Insurance Agcy Inc - State Farm Insurance Agent
(308) 234-2740
3320 2nd Avenue
Kearney, NE
 
Kenton- Larry L
(308) 234-2090
3811 Central Ave
Kearney, NE
 
Pawloski- Matthew R - State Farm Insurance Agent
(308) 233-3276
216 West 42nd Street
Kearney, NE
 
Osentowski- Richard A - State Farm Insurance Agent
(308) 234-9713
311 West 11th Street
Kearney, NE
 
Allstate Auto Insurance
(888) 355-7971
431 Galvin Rd N
Bellevue, NE
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance Companies
(308) 237-5622
2022 Avenue A
Kearney, NE
 
Nebraska Blue Cross & Blue Shield
(308) 236-4841
1809 West 38th Street
Kearney, NE
 
Ledroit- Gloria D
(308) 234-9812
201 W 18th St
Kearney, NE
 
Snavely- Kimberly L - State Farm Insurance Agent
(308) 832-2168
243 North Minden Avenue
Minden, NE
 
Allstate Auto Insurance
(888) 355-7971
8104 S 96th St
La Vista, NE
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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