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Cheapest Cars to Insure Kalamazoo MI

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
2929 W Main St
Kalamazoo, MI
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Kibler- Scott Edward - State Farm Insurance Agent
(269) 349-7166
2401 Gull Road
Kalamazoo, MI
 
DuBois- Richard Leo - State Farm Insurance Agent
(269) 345-0555
3415 West Main Street
Kalamazoo, MI
 
Carr- Robert W - State Farm Insurance Agent
(269) 388-5758
4613 West Main Street
Kalamazoo, MI
 
John Hancock Mutual Life Insurance CO - General Agent
(269) 385-0002
4341 South Westnedge Avenue
Kalamazoo, MI
 
Allstate Auto Insurance
(888) 355-7971
9037 E D Ave PO 250
Richland, MI
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Any Risk Insured Agency
(269) 349-1953
4215 West Main Street
Kalamazoo, MI
 
Kiesling- David E
(269) 381-2798
4225 W Main St Ste C
Kalamazoo, MI
 
ALF Insurance Agency
(269) 375-9785
3207 Stadium Drive Suite 1
Kalamazoo, MI
 
Schlukebir- John A - State Farm Insurance Agent
(269) 372-3311
2275 South 11th Street
Kalamazoo, MI
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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