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Cheapest Cars to Insure Joplin MO

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Sitton- Jerry
(417) 781-0562
1921 E 20th St
Joplin, MO
 
Allstate Insurance CO
(417) 624-7355
1531 East 32nd Street
Joplin, MO
 
Freund- Edgar B - State Farm Insurance Agent
(417) 781-0845
1209 West 7th Street
Joplin, MO
 
Kelly- Robert D - State Farm Insurance Agent
(417) 623-7245
1824 East 7th Street
Joplin, MO
 
Brooke Corporation
(417) 624-2643
1030 Murphy Blvd P.O. Box 412008
Kansas City, MO
 
Hickam- J Kyle - State Farm Insurance Agent
(417) 624-8443
2606 East 32nd Street
Joplin, MO
 
Karen L Rutledge Ins Agcy Inc - State Farm Insurance Agent
(417) 624-2661
616 East 32nd Street
Joplin, MO
 
Morgan Sandra Insurance
(417) 627-0526
116 North Range Line Road Suite 101
Joplin, MO
 
Brown- Sandra K - State Farm Insurance Agent
(417) 627-0505
116 North Range Line Road Ste 101
Joplin, MO
 
Farmers Insurance
(417) 673-8988
1 Fairway Drive
Webb City, MO
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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