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Cheapest Cars to Insure Huntington WV

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
126 Brady Dr
Barboursville, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
974 Diedrich Dr
Flatwoods, KY
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Garton- Jonathan L - State Farm Insurance Agent
(304) 525-1116
512 Adams Avenue
Huntington, WV
 
Conley- Jon C
(304) 529-7991
131 5th Ave
Huntington, WV
 
Moreland- James T
(304) 697-7990
512 Adams Ave
Huntington, WV
 
Allstate Auto Insurance
(888) 355-7971
4332 13th St
Ashland, KY
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Carroll Charles W
(304) 697-4664
623 7th Street
Huntington, WV
 
Lester- Daniel
(740) 867-3137
103 2nd Ave
Chesapeake, OH
 
Smith John P Insurance Agency
(304) 525-1447
30 6th Avenue West Suite 101
Huntington, WV
 
Blankenship- Roy G - State Farm Insurance Agent
(304) 529-7555
4440 5th Street Road
Huntington, WV
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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