Auto Leasing Guide
Go to LeaseGuide.com now !

Cheapest Cars to Insure Hastings NE

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Farmers Mutual Insurance CO of NEBR
(402) 463-1256
710 South Burlington Avenue
Hastings, NE
 
Stuehrenberg Agency Inc
(402) 462-4301
533 West 2nd Street
Hastings, NE
 
Schneider- Laura L
(402) 463-5408
410 N Minnesota Ave
Hastings, NE
 
Judith Barnes Ins Agcy Inc
(402) 462-2080
205 S Burlington Ave
Hastings, NE
 
Brehm Richard
(402) 762-3565
108 West Fairfield Street
Clay Center, NE
 
Klein Insurance Inc
(402) 463-1256
710 South Burlington Avenue
Hastings, NE
 
Laux- Kenneth R
(402) 463-9525
2632 W 2nd St
Hastings, NE
 
Bolliger- Doug
(402) 462-2919
2632 W 2nd St
Hastings, NE
 
Tom Meyer Insurance
(402) 462-2530
2716 West 2nd Street
Hastings, NE
 
Clay Center Insurance Agency
(402) 762-3565
108 West Fairfield Street
Clay Center, NE
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

Click here to read the rest of this article from Lease Guide