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Cheapest Cars to Insure Haleyville AL

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
42226 Highway 195
Haleyville, AL
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Alfa Insurance - Haleyville
(205) 486-9531
1302 21st Street
Haleyville, AL
 
State Farm Insurance AEL
(205) 486-8816
1123 20th Street
Haleyville, AL
 
Carter Insurance Agency
(205) 486-5555
1500 21st Street
Haleyville, AL
 
Carter Jr- Jesse F
(205) 489-2628
Hwy 195 North
Double Springs, AL
 
Thrasher Insurance Agency Inc
(205) 486-5100
2012 9th Ave
Haleyville, AL
 
Farmers Insurance Group
(205) 486-5555
1500 21st Street
Haleyville, AL
 
Barton- Michael T
(205) 486-2776
1123 20th St
Haleyville, AL
 
State Farm Insurance AEL
(205) 489-2908
25300 Highway 195
Double Springs, AL
 
Alfa Insurance - Double Springs
(205) 489-2658
14380 Highway 278
Double Springs, AL
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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