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Cheapest Cars to Insure Gulfport MS

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1012 Pass Rd
Gulfport, MS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate - Robert Dean
(228) 206-4227
304 E. Railroad St.
Long Beach, MS
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

USA Insurance CO - Claims Department
(228) 497-3000
1723 22nd Avenue
Gulfport, MS
 
Worldwide Insurance Agency II
(228) 863-4556
1900 Passage Road Suite A
Gulfport, MS
 
USA Insurance CO
(228) 868-3070
1723 22nd Avenue
Gulfport, MS
 
Allstate Auto Insurance
(888) 355-7971
304 E Railroad St
Long Beach, MS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Cain Insurance Agency Inc
(228) 863-4061
1626 24th Avenue
Gulfport, MS
 
Warren E G Insurance
(228) 864-2060
1301 Passage Road
Gulfport, MS
 
Allen & Smith Insurance
(228) 868-9270
2401 23rd Avenue
Gulfport, MS
 
Bates Sr- John C - State Farm Insurance Agent
(228) 863-8961
2224 17th Street
Gulfport, MS
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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