Auto Leasing Guide
Go to LeaseGuide.com now !

Cheapest Cars to Insure Fort Collins CO

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1296 Main St Unit B
Windsor, CO
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Daryl Alexander Ins Agcy Inc - State Farm Insurance Agent
(970) 493-2196
1124 West Mulberry Street
Fort Collins, CO
 
New York Life Insurance Company - Sales Office
(303) 623-0248
215 West Magnolia Street Suite 200
Fort Collins, CO
 
Liberty Mutual Group
(970) 493-6546
2100 West Drake Road Suite 7
Fort Collins, CO
 
Herbert Leavitt Insurance Agency Inc
(970) 484-0097
2537 Research Boulevard Suite 101
Fort Collins, CO
 
Farmers Insurance
(970) 229-1592
5225 White Willow Drive
Fort Collins, CO
 
Farmers Insurance & Financial Services
(970) 224-4069
125 South Howes Street
Fort Collins, CO
 
Shelter Insurance
(970) 221-2105
412 South Howes Street Suite A1
Fort Collins, CO
 
Allstate Insurance - Jane Landwehr
(970) 206-4740
1027 W. Horsetooth Rd. Suite 202
Fort Collins, CO
 
Bailey- Barry B
(970) 493-2323
902 W Drake Rd
Fort Collins, CO
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

Click here to read the rest of this article from Lease Guide