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Cheapest Cars to Insure Dover NH

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
18 York Street
York, ME
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Haddadin- Sam U - State Farm Insurance Agent
(603) 742-2220
95 New Rochester Road
Dover, NH
 
Flynn- Patricia E
(603) 742-6855
6C Dover Point Rd
Dover, NH
 
Maritza Aviles-Dempsey Agency
(603) 742-6661
500 High St
Somersworth, NH
 
Kevin Ryan
(603) 332-5200
88 Hancock
Rochester, NH
 
Allstate Auto Insurance
(888) 355-7971
1 Portsmouth Ave
Exeter, NH
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Liberty Mutual Group - Administrative Operations
(603) 749-2600
100 Liberty Way
Dover, NH
 
Allstate Insurance - Karen Wright
(603) 692-0744
66 High Street
Somersworth, NH
 
Allstate Insurance - Richard Guidice
(603) 664-6790
125 Route 125
Barrington, NH
 
Lynch- Margaret M - State Farm Insurance Agent
(603) 332-1191
306 North Main Street
Rochester, NH
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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