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Cheapest Cars to Insure Dodge City KS

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Obando- Oscar - State Farm Insurance Agent
(620) 408-9392
506 Avenue B Ste 3
Dodge City, KS
 
Mullin Apartments
(620) 225-0114
210 West Spruce Street
Dodge City, KS
 
Reddell Gregory
(316) 225-5631
2520 N 14th Ave
Dodge City, KS
 
Blue Shield Professional Services Department
(620) 225-0884
100 Military Avenue
Dodge City, KS
 
The Insurance Center of Kansas
(620) 225-1418
2204 1st Avenue
Dodge City, KS
 
Tuchez- Marina Y
(620) 408-9392
506 Avenue B
Dodge City, KS
 
Nelson Jim Insurance
(620) 225-1418
2204 1st Avenue
Dodge City, KS
 
Sowers- Rob - State Farm Insurance Agent
(620) 225-5613
2500 Central Avenue Ste 3
Dodge City, KS
 
Gall & Jones Insurance
(620) 225-0114
210 West Spruce Street
Dodge City, KS
 
Kunz- Karl
(620) 225-5631
2520 N 14th Ave
Dodge City, KS
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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