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Cheapest Cars to Insure Detroit Lakes MN

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Gerber- Brent V - State Farm Insurance Agent
(218) 844-6955
710 Washington Avenue
Detroit Lakes, MN
 
Greg Hildenbrand Ins Agcy Inc - State Farm Insurance Agent
(218) 847-4166
624 Lake Avenue
Detroit Lakes, MN
 
Jeff Morgan Ins Agcy Inc - State Farm Insurance Agent
(218) 863-2841
15 West Mill Street
Pelican Rapids, MN
 
Allstate Auto Insurance
(888) 355-7971
11660 Theatre Dr 260
Champlin, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
450 Ford Rd
Minneapolis, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Keith Inwards Ins Agency Inc - State Farm Insurance Agent
(218) 847-1353
710 Washington Avenue
Detroit Lakes, MN
 
State Farm Insurance CO
(218) 847-7018
710 Washington Avenue
Detroit Lakes, MN
 
Winjum- Edward C
(218) 346-7855
411 3rd Ave SE
Perham, MN
 
Allstate Auto Insurance
(888) 355-7971
4021 Vernon Ave S
Saint Louis Park, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
1020 E 146th St
Burnsville, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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