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Cheapest Cars to Insure Davenport IA

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
516 W 35th St
Davenport, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Trissel Graham Toole Inc
(319) 322-3521
220 Emerson Pl
Davenport, IA
 
Hammes- Wynn G - State Farm Insurance Agent
(563) 322-7143
1227 Jersey Ridge Road
Davenport, IA
 
Rathburn- Rickey L - State Farm Insurance Agent
(563) 386-7740
4546 North Brady Street
Davenport, IA
 
Lensch- Steven M - State Farm Insurance Agent
(563) 386-7740
4546 North Brady Street
Davenport, IA
 
Allstate Auto Insurance
(888) 355-7971
163 Avenue of The Cities
East Moline, IL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

James-Scheff- Madge M - State Farm Insurance Agent
(563) 388-8135
2720 West Locust Street Ste B3
Davenport, IA
 
Allstate Insurance Companies
(563) 323-3580
1706 Brady Street
Davenport, IA
 
Kelly Jr- A Jim - State Farm Insurance Agent
(563) 386-8281
3718 North Division Street
Davenport, IA
 
Liberty Mutual Group - Business Sales
(563) 344-8530
2322 East Kimberly Road Suite 100W
Davenport, IA
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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