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Cheapest Cars to Insure Dahlonega GA

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
768 Crown Mountain Dr
Dahlonega, GA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
278 Highway 400 N
Dawsonville, GA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Boutin- Carla - State Farm Insurance Agent
(706) 216-6392
25 Beartooth Parkway Ste 110
Dawsonville, GA
 
Dawson Insurance Agency Inc
(706) 216-3296
6104 Highway 53 East
Dawsonville, GA
 
Allstate Insurance Companies
(706) 865-2189
Cleveland Square
Cleveland, GA
 
Allstate Auto Insurance
(888) 355-7971
20 Schultz Ave
Dahlonega, GA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

C White Insurance Agency Inc
(706) 864-4781
20 Schultz Avenue
Dahlonega, GA
 
Allstate Insurance Companies
(706) 216-3296
6104 Highway 53 East
Dawsonville, GA
 
Harris Terry L
(706) 865-3177
784 South Main Street
Cleveland, GA
 
Canup- Anthony Lamar
(706) 865-4096
64 N Brooks St
Cleveland, GA
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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