Auto Leasing Guide
Go to LeaseGuide.com now !

Cheapest Cars to Insure Crossville TN

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Nationwide Insurance CO
(931) 707-1051
44 Peavine Plaza
Crossville, TN
 
Farm Bureau Insurance Service
(931) 484-5131
855 West Avenue
Crossville, TN
 
Varallo Insurance Agency
(931) 484-2317
Po Box 2574
Crossville, TN
 
State Farm Insurance
(931) 484-6249
3094 North Main Street
Crossville, TN
 
Tennessee Farmers Insurance Companies
(931) 484-5131
855 West Avenue
Crossville, TN
 
Burns Insurance Agency
(931) 456-9698
1090 Miller Avenue
Crossville, TN
 
Farmers Insurance Group
(931) 456-9698
1090 Miller Avenue
Crossville, TN
 
Folger- Robert W
(931) 484-5252
848 Livingston Rd Ste 104
Crossville, TN
 
Tramel- Larry C
(931) 484-6249
3094 N Main St
Crossville, TN
 
TRH
(931) 484-5131
855 West Avenue
Crossville, TN
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

Click here to read the rest of this article from Lease Guide